Digital investment advisor for the bold
I’ll be wealthy with
Wealthbold
Wealthbold makes you a confident investor by suggesting you a tested investment portfolio tailored to you.
Version 10.42.3
Wealthbold
Do you have 3 to 6 net monthly salaries set aside for your emergency fund?
Emergency fund
We recommend setting aside 3 to 6 net monthly salaries for your emergency fund before starting to invest.The emergency fund serves as protection against financial emergencies such as unemployment or unexpected high expenses and prevents you from having to rely on expensive loans in such cases. As a cushion, it provides financial security and independence.
What’s your main reason for investing?
How long do you plan to invest for?
Based on your answers, we recommend the Wealthbold A75 Bull portfolio.
Wealthbold A75 Bull
CUMULATIVE PERFORMANCE —
NET RETURNS (2016 – 2024)
€10,000 invested 8 years ago today would have a net asset value of €19,591.
PAST PERFORMANCE – NET RETURNS (%)
| Past Years | Annualized |
|---|---|
| 8 Years | 8.87 |
| 9 Years | 7.50 |
| 10 Years | 8.46 |
ANNUAL PERFORMANCE (%)
| Year | Wealthbold A75 Bull |
|---|---|
| 2023 | 13.9 |
| 2022 | -10.2 |
| 2021 | 21.2 |
| 2020 | 4.9 |
| 2019 | 21.1 |
| 2018 | -4.2 |
| 2017 | 6.8 |
| 2016 | 9.1 |
| 2015 | 7.3 |
| 2014 | 13.7 |
EXPECTED RETURN AND RISK TESTS
Return: 6% (expected annual compound growth rate).Risk: 7 years (longest possible temporary down period), -39.8% (deepest possible temporary down).
PORTFOLIO FACTSHEET
You can buy the Wealthbold A75 Bull Portfolio Factsheet to implement the portfolio yourself.The Portfolio Factsheet PDF contains:
the portfolio's performance characteristics
the portfolio's allocation so you can construct it yourself (which ETFs to buy)
information on how to open a brokerage account, how to buy ETFs, and how to do portfolio rebalancing
Based on your answers, we recommend the Wealthbold A50 Deer portfolio.
Wealthbold A50 Deer
CUMULATIVE PERFORMANCE —
NET RETURNS (2019 – 2024)
€10,000 invested 5 years ago today would have a net asset value of €13,620.
PAST PERFORMANCE – NET RETURNS (%)
| Past Years | Annualized |
|---|---|
| 5 Years | 6.37 |
| 6 Years | 5.87 |
| 7 Years | 5.62 |
ANNUAL PERFORMANCE (%)
| Year | Wealthbold A50 Deer |
|---|---|
| 2023 | 10.2 |
| 2022 | -7.1 |
| 2021 | 13.9 |
| 2020 | 3.1 |
| 2019 | 13.4 |
| 2018 | -3.0 |
| 2017 | 4.3 |
EXPECTED RETURN AND RISK TESTS
Return: 4% (expected annual compound growth rate).Risk: 5 years (longest possible temporary down period), -23.7% (deepest possible temporary down).
PORTFOLIO FACTSHEET
You can buy the Wealthbold A50 Deer Portfolio Factsheet to implement the portfolio yourself.The Portfolio Factsheet PDF contains:
the portfolio's performance characteristics
the portfolio's allocation so you can construct it yourself (which ETFs to buy)
information on how to open a brokerage account, how to buy ETFs, and how to do portfolio rebalancing
Based on your answers, we recommend the Wealthbold A25 Bear portfolio.
Wealthbold A25 Bear
CUMULATIVE PERFORMANCE —
NET RETURNS (2022 – 2024)
€10,000 invested 2 years ago today would have a net asset value of €11,158.
PAST PERFORMANCE – NET RETURNS (%)
| Past Years | Annualized |
|---|---|
| 2 Years | 5.63 |
| 3 Years | 3.10 |
| 4 Years | 4.23 |
ANNUAL PERFORMANCE (%)
| Year | Wealthbold A25 Bear |
|---|---|
| 2023 | 6.4 |
| 2022 | -3.9 |
| 2021 | 6.5 |
| 2020 | 1.2 |
EXPECTED RETURN AND RISK TESTS
Return: 3% (expected annual compound growth rate).Risk: 2 years (longest possible temporary down period), -5.8% (deepest possible temporary down).
PORTFOLIO FACTSHEET
You can buy the Wealthbold A25 Bear Portfolio Factsheet to implement the portfolio yourself.The Portfolio Factsheet contains:
the portfolio's performance characteristics
the portfolio's allocation so you can construct it yourself (which ETFs to buy)
information on how to open a brokerage account, how to buy ETFs, and how to do portfolio rebalancing
FAQ
What is Wealthbold?
Wealthbold is a digital investment advisor that makes you a confident investor by suggesting you a tested investment portfolio tailored to you.How does Wealthbold work?
You answer a few questions, and then you receive a recommended portfolio. If you feel confident about the recommended portfolio, you can buy the portfolio factsheet to implement the portfolio yourself.
You will receive a PDF containing the portfolio's performance characteristics and the portfolio's allocation so you can construct it yourself (which ETFs to buy). The PDF also provides information on how to open a brokerage account, how to buy ETFs, and how to do portfolio rebalancing.How much does Wealthbold cost?
There is a one-time fee of 49,99 EUR (plus VAT, if applicable).Can I discuss my investments with a real person?
Yes, in Q4 of 2024, Wealthbold will start offering a monthly community meeting.